Call Concierge

What would you like to do?

Call Concierge

What would you like to do?

Call Concierge



Book, Stay, Pay Later

How it Works?

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    (easy process)

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  • paylater_row2_getApproved

    (takes a minute)

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  • paylater_row2_book

    (exceptional service)

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  • paylater_row2_holiday


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  • paylater_row2_comeBackAndPay

    (flexible payments)

There’s No Catch

just get out of here and take a break when you need it!

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    No Deposit Required

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    Quick & Simple Application

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    6 months Interest Free*

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    Up to $6,000 Credit

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    Low & easy monthly payments – from $3 per day*

Fees and Charges

  • No deposit required

  • Enjoy up to 6 months interest free on all purchases

  • A one-off establishment fee may apply, see your contract for details

  • Minimum monthly payments apply, see your contract for details

  • A small monthly admin fee of $6 applies (only when there is a balance owing)

Safety and Security

  • Enjoy buyer protection on all purchases made using zipMoney

  • No credit card numbers. No worries!

  • We employ the same encryption as the big banks

  • We have partnered with a global leader in fraud prevention who count PayPal and eBay clients

Simple, secure

online credit

zipMoney has been designed exclusively to
enhance your shopping and payment experience.
Get a decision in minutes when you apply for a
digital line of credit.
Simplify your checkout experience and Pay later
with zipMoney.
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  • Shop interest free

    Enjoy a minimum of 3 months interest free when you pay with zipMoney and don’t forget to look out for promotional offers such as 6 and 12 months interest free.
    No hidden fees or unfair interest terms with zipMoney.

Payment flexibility

Choose how fast or slow you repay with flexible payments that fit your life, and your budget.
zipMoney puts the power back in your hands.


Better than a credit card

No more plastic. No more banks. No more thumbing 16 digits.

Why wait weeks to be approved and receive your credit card.

zipMoney offers virtual credit in the cloud. row6_cloud

Get rewarded, step up

Repay early, improve your zip score and get rewarded.
We’re dedicated to the long-term financial well-being of our customers.

A more secure way to pay online

The internet can be a scary place to enter a credit card number.
zipMoney connects directly to online stores, so we don’t need your credit card information

row8_padLockWe notify you via text messages every time a purchase is made to verify your identity.

Travel with zipMoney

Book, Stay, Pay Later

Introducing flexible payment options

With Book, Stay, Pay later, you can secure your dream holiday and pay at a pace and time that works for you. TheR8 is excited to announce it has partnered with the Australian-based zipMoney, a leading digital payments company that allows you to Pay Later for the holidays you dream of. From Melbourne, Maui and Madrid – choose from over 500,000 hotels worldwide. Explore the world in comfort and style. Contact your personal concierge today.

500, 000 Hotels worldwide
Free VIP concierge


Partnered with Expedia

Terms & Conditions

About TheR8

TheR8 provides a superior booking experience, with no contracts and no fees, making planning a trip simple and hassle-free. Choose from more than 500,000+ hand-picked hotels, 400+ airlines, numerous activities and car rental services.


Booking packages makes the deals even better and when you take advantage of our zipMoney Book, Stay, Pay Later facility you get three months interest free credit, it’s a great way to help manage your travel budget.


Connect with us

1800 908 254

© 2016 TheR8 | Privacy Policy and Terms of Use

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